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    HOME BUYERS CHECKLIST

     

    Purchasing a property whether it’s your new home or investment, will likely be the largest invest you make. It’s understandable to get a little anxious about it. When you’re going through the process it feels like countless things could go wrong, and it could happen instantly. The last thing you want to do upon purchasing your new home or investment is have buyers remorse. Here are a few things to check off before you get started that will help your process go more smoothly.

    Home Loan

    Before getting pre-approved try figuring out what you’d be comfortable paying each month. Then talk to multiple lenders to get pre-approved. Getting pre-approved will set your max purchase price. Then adjust what you’d like to offer to the monthly payment you can afford.

    Make sure to get an experienced lender that will know which questions to ask to make sure you get the best loan and rates that fit your specific needs. Once you feel satisfied with the terms of your loan; length of your loan, interest rate, and how much you can offer, you’re ready to start searching for your next investment.

    Prioritizing Wants and Needs

    Once you have your budget it’s time to start looking. This can and should be an exciting time but can easily get overwhelming when every house starts to look the same. Going into this process with your priorities set will help narrow the search and get you closer to finding your home.

    Here are a few things to consider when prioritizing your wants and needs; school districts, neighborhood crime rate, or access to the freeway if you’re commuting.

    Once you decide on the location you can focus on the more exciting things to your new home; how many beds and bathrooms, the lot size you’re looking for, do you want a pool or large kitchen.

    House Hunting!

    Depending on your specific situation the home buying process could take some time but having these few things lined up before hand can make the process easier.

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    MIKE KISTNER

    Mike Kistner

    c: 707-290-4319
    e: Mkistner@mikekistner.com

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    1433 44th Street, Sacramento, Ca 95819
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